The Chief of Defence Force provides a staff insurance package for all NZDF regular and reserve force and civilian (permanent and fixed term) members, this package is called the Member Insurance Benefits Programme.
This insurance package has been tailored for NZDF by Aon (NZDF insurance brokers). As at 1 July 2017 the insurer for the NZDF MIBP changed from Sovereign to AIA New Zealand. This change was a result of a rigorous remarket exercise which NZDF requires every five years to ensure it is getting the best value for money and also the best terms and conditions for MIBP members. Five leading insurers who specialise in this type of insurance were asked to tender for the business. After a comprehensive evaluation carried out by NZDF and Aon the decision to appoint AIA New Zealand was made.
As a result of this remarket exercise, NZDF and Aon have been able to negotiate a number of benefit enhancements to be phased in from 1 July 2017, including:
- Increasing the Tier 1 MIBP Life & Terminal Illness cover to age 80
- Enhancements to the physical loss policy
- MIBP to be offered to former Defence members, with an initial focus on personnel who served from 1 January 1990 onwards and their families, paid for by the member - coming soon!
- The option of funeral cover for Defence community members, to be paid for by the member, at NZDF discounted rates. Visit the Aon MIBP website and click on the MIBP Tier 5 - Funeral Plan tile for further details. Alternatively visit https://realcover.co.nz/funeralcover?AON to apply online.
Civilian brochure PDF | 5.37 mb
Regular Forces brochure PDF | 7.68 mb
Reserve Forces brochure PDF | 6.36 mb
Regular Force and Civilian Insurance upon leaving NZDF PDF | 267 kb
Reserve Force Insurance Continuation of Insurance after deployment PDF | 289 kb
Funeral plan PDF | 589 kb
MIBP registration form PDF | 1.87 mb | 2 pages
NZDF Income Protection Schedule & Policy Issued 27 Aug 2015 PDF | 1.8 mb
NZDF Life Policy Issued 20 Aug 2015 PDF | 770 kb
NZDF Life Schedule Issued 20 Aug 2015 PDF | 239 kb
Frequently Asked Questions
NZDF FAQ for Regular Forces and Civilians 1 July 2017 PDF | 6.90 mb | 40 pages
NZDF FAQ for Reserve Forces PDF | 5.46 mb | 40 pages